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Affordable Dental Care Plan Without Insurance

November 26, 2012

Affordable Dental Care Plan Without Insurance

With soaring health care costs and high unemployment rates, many Americans have all but eliminated dental care from their budgets. According to a 2012 Consumer Reports survey, the principle reason adults have skipped their dentist appointments for dental health problems and routine checkups lies in their wallets. According to the survey, even those with dental insurance admitted to delaying dental work. Twenty-three percent did so because insurance wouldn't cover the procedure, and 24 percent postponed their dental appointments because they had already reached the maximum their insurance plan would cover for the year. The bottom line weighed so heavily on Americans’ pockets that more than one-half of adults without dental insurance had unmet oral health needs due to cost. As more studies link oral health to overall health, the need for affordable, budget-conscious options is fueling a new wave of dental care alternatives. Many people have tried local dental schools, free clinics or health centers and even pro-bono dentistry to help alleviate the financial burden and keep up with dental appointments. Another option people are turning to are Discount Dental Care Plans. Think of a Discount Dental Care Plan like being a member at a savings club for dental care. Plans offer 10% to 60% off at dentists nationwide who agree to offer their services at a discounted rate to help patients save money and keep them coming back. Dental insurance can come with exclusions and limitations. Discount Dental Care Plans do not have annual limits, activate within three business days and can be used as often as needed. Some plans can even be coupled with insurance to reduce out-of-pocket costs once the typical dental insurance cap of $1,000 is reached. Please consult with a participating provider prior to beginning treatment. At DentalPlans.com, you can compare more than 30 Discount Dental Care Plans from industry leaders such as Aetna, CIGNA, Careington and more. Visitors of DentalPlans.com can search for plans by ZIP code, view sample savings by procedure and choose from more than 100,000 participating dentists. One lucky Dentist.net blog reader is going to win a one-year individual or family Discount Dental Care plan (individual plans start at $79.95 and family plans start at $129.95) of the winner’s choice. This giveaway ends on December 31 ,2012, open to US residents (excluding South Dakota and California), ages 18+. TO ENTER: Post a comment on this blog post with the reason why you need a Discount Dental Care plan.  Entry must be received by 11:59pm PST on December 31, 2012.  Limit one entry per person.  Include your name and email address and a lucky winner will be announced on Friday, January 4, 2013.